Google’s Tez App is going to compete for BHIM payment application out there. This application cannot directly compete with PayTM and other mobile wallets as it uses UPI (Unified Payments Interface). It will use Bank accounts to make payment via phone.
The application even has a Cash Mode that will enable instant transactions with anyone nearby without sharing personal details like a phone number or bank account. It supports many regional languages.
If you’re looking for getting Rs 51 while signing up. Use this link to download and get instant Rs 51 in your bank account just after sending Re 1 to anyone.